I currently have no career, no mortgage, and no pension. Hence, my attention was drawn somewhat to the following passages from Tom Hodgkinson's book, 'How to be Free':
Belief in the abstract invention 'career' is a middle-class affliction. The lower orders, wisely, don't quite have the same faith in progress and self-betterment as the bourgeois classes and neither do members of the aristocracy. The aristos are at the top, so they've got nowhere to go. Paradoxically, this gives them a humility that is lacking in the successful meritocrats of the middle classes. If you are to the manor born, then you do not have the self-satisfaction and pride of the self-made man. And at the bottom, the people don't see the point in striving for mortgages and security. But the middle classes as we know them today, the heirs of the Puritan tradition of money-making and self-denial, have elevated 'career' into the epicentre of their daily struggle. And now more than ever before, the middle classes attempt to impose their career ethic on everyone else. This is called 'government'. (p38-39).
People cite their mortgages as the prime reason for doing work they don't want to do...Clearly the mortgage has become a symbol of repression. 'I just need to pay off the mortgage, then I'll be free,' they say. There it is, the monstrous elephant of a mortgage, sitting in our way, holding us back. Property, promiser of liberty and deliverer of slavery!...The very thing that we take on board in order to provide us with security - a home - seems to offer instead only anxiety and a feeling of being trapped. (p212-214).
Just compare the house or houses of your average pension-fund manager with your own humble dwelling. Well, that's your money he has bought his champagne with...The rise of the pension as a sort of earthly reward for having suffered for forty years or more in a job you didn't like...it is an expression of reward by the authorities for good work, the 'secular afterlife'...Suffer now; enter paradise later...Funnily enough, the people who encourage others to worry about the future are those who want your money now. They themselves are not worrying about the future; they are maximizing their profits today. (p243-247).